Cookie Policy
Last updated: October 11, 2025
1. What Are Cookies?
Cookies are small text files that are placed on your device when you visit our website. They help us provide you with a better experience by remembering your preferences, analyzing how you use our site, and personalizing content.
2. Types of Cookies We Use
Essential Cookies
These cookies are necessary for the website to function properly. They enable basic functions like page navigation, access to secure areas, and form submissions. The website cannot function properly without these cookies.
Performance Cookies
These cookies collect information about how visitors use our website, such as which pages are visited most often and if users get error messages. This information is used to improve how our website works.
Functional Cookies
These cookies allow the website to remember choices you make and provide enhanced, more personal features. They may also be used to provide services you have asked for such as watching a video or commenting on a blog.
Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve our website and services.
3. Specific Cookies We Use
| Cookie Name | Purpose | Duration |
|---|---|---|
| session_id | Maintains your login session | Session |
| user_preferences | Stores your app preferences | 1 year |
| analytics_id | Tracks website usage for analytics | 2 years |
| security_token | Enhances security and prevents fraud | 24 hours |
4. Third-Party Cookies
We may use third-party services that place cookies on your device:
- Google Analytics: For website analytics and performance monitoring
- Stripe: For payment processing and security
- Cloudflare: For security and performance optimization
- Intercom: For customer support and communication
These third-party services have their own privacy policies and cookie practices. We recommend reviewing their policies for more information.
5. Managing Your Cookie Preferences
You have several options for managing cookies:
- Browser Settings: Most browsers allow you to control cookies through their settings
- Cookie Consent: Use our cookie consent banner to manage preferences
- Opt-out Tools: Use industry-standard opt-out mechanisms for analytics
- Contact Us: Reach out to us for assistance with cookie management
6. Impact of Disabling Cookies
While you can disable cookies, please note that some features of our website may not function properly without them. Essential cookies cannot be disabled as they are necessary for basic website functionality.
7. Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated policy on our website.
8. Contact Information
If you have any questions about our use of cookies or this Cookie Policy, please contact us:
Email:
cookies@nexpenzin.com
Address:
NexpenzIn Cookie Policy Team
123 Financial Street
Business District, BD 12345