Terms of Service
Last updated: October 11, 2025
1. Acceptance of Terms
By accessing and using NexpenzIn ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
NexpenzIn is a financial management platform that provides expense tracking, budgeting tools, and financial analytics. Our services include but are not limited to expense categorization, budget planning, financial reporting, and group expense management.
3. User Accounts
When you create an account with us, you must provide information that is accurate, complete, and current at all times.
You are responsible for safeguarding the password and for all activities that occur under your account.
You agree not to disclose your password to any third party and to take sole responsibility for any activities or actions under your account.
4. Acceptable Use
You agree not to use the Service to:
- Violate any applicable laws or regulations
- Infringe upon the rights of others
- Transmit harmful, offensive, or inappropriate content
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the Service
5. Financial Information and Security
While we implement industry-standard security measures, you acknowledge that:
- No method of transmission over the internet is 100% secure
- We cannot guarantee absolute security of your financial data
- You are responsible for maintaining the confidentiality of your account
- You should report any suspicious activity immediately
6. Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection and use of your personal information.
7. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of NexpenzIn and its licensors. The Service is protected by copyright, trademark, and other laws.
8. Limitation of Liability
In no event shall NexpenzIn, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
9. Termination
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
10. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.
11. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Email:
legal@nexpenzin.com
Address:
NexpenzIn Legal Department
123 Financial Street
Business District, BD 12345