Your Privacy Matters
Last updated: October 11, 2025
1. Introduction
NexpenzIn ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management platform and related services.
2. Information We Collect
Personal Information
- Name and contact information (email, phone number)
- Account credentials and authentication data
- Profile information and preferences
- Payment and billing information
Financial Information
- Expense and income data
- Budget information and financial goals
- Transaction history and categorization
- Bank account connections (if applicable)
Usage Information
- Device and browser information
- IP address and location data
- Usage patterns and preferences
- Cookies and similar technologies
3. How We Use Your Information
We use the collected information for the following purposes:
- Provide and maintain our financial management services
- Process transactions and manage your account
- Send important updates and notifications
- Improve our services and user experience
- Comply with legal obligations
- Prevent fraud and ensure security
- Provide customer support and assistance
4. Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:
- With your explicit consent
- To comply with legal requirements
- To protect our rights and safety
- With trusted service providers who assist in our operations
- In connection with a business transfer or merger
5. Data Security
We implement appropriate technical and organizational measures to protect your information:
- Encryption of data in transit and at rest
- Regular security assessments and updates
- Access controls and authentication measures
- Employee training on data protection
- Incident response and breach notification procedures
6. Data Retention
We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will delete or anonymize your personal information, except where retention is required by law.
7. Your Rights and Choices
Depending on your location, you may have the following rights:
- Access and review your personal information
- Correct inaccurate or incomplete data
- Request deletion of your personal information
- Object to processing of your data
- Data portability and transfer
- Withdraw consent for data processing
- Lodge a complaint with supervisory authorities
8. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience, analyze usage patterns, and provide personalized content. You can control cookie settings through your browser preferences, though disabling certain cookies may affect service functionality.
9. International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with applicable data protection laws.
10. Children's Privacy
Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us immediately.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.
12. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us:
Data Protection Officer:
privacy@nexpenzin.com
General Inquiries:
support@nexpenzin.com
Address:
NexpenzIn Privacy Team
123 Financial Street
Business District, BD 12345